A business switched to Fifth Third Bank for ACH payments, citing that the service is free for daily transaction volumes up to $50,000-$60,000.

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    "summary": "A business switched to Fifth Third Bank for ACH payments, citing that the service is free for daily transaction volumes up to $50,000-$60,000.",
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        "url": "https://www.reddit.com/r/quickbooksonline/comments/1wuxbx3/comment/pd6wls6/",
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        "author": "Prestigious-Joke-574",
        "excerpt": "We switched to our bank, Fifth Third, after a nightmare of dealing with QBO Payments. It’s free up to a certain amount each day ($50k-$60k).",
        "posted_at": "2026-10-01T11:56:12.000Z",
        "author_url": "https://www.reddit.com/user/Prestigious-Joke-574/"
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        "author": "EZAgentic",
        "excerpt": "Truly free ACH that pulls from a customer's bank is pretty rare, and debit ACH usually has a small per-item fee somewhere. Look for a processor with flat, clear pricing and no surprise monthly or statement fees. If you keep card as a backup, dual pricing or a cash discount stops those jobs from eating your margin.",
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    "post_date": "2026-10-01T11:48:25.000Z",
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    "post_text": "60 contracts means 60+ invoices a month and a lot of waiting. Commercial cleaning, mostly office parks and clinics, and most clients already signed off on being debited on the due date.\n\nProblem is every \"free ACH\" option I find is free for receiving. The minute you want to pull instead of receive, there's a fee attached or a sales call waiting. Saw someone claim free ACH debit always needs a paid tier, which seems promising\n\nmeanwhile AR sits waiting on customer AP to push payments we already have permission to pull. Anyone that can help me here??",
    "sentiment": "positive",
    "subreddit": "quickbooksonline",
    "post_title": "suggest me the best free ACH payment processor that lets you pull from customers, not just receive? can anyone help here?",
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        "name": "Intuit",
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