Mastercard was granted a patent for assessing payment-tokenization risk.

{
  "signal_id": "efacd6d2-354d-5e85-9f45-310a13b21017",
  "signal_type": "patents-company",
  "signal_subtype": "patentGrant",
  "detected_at": "2026-10-30T00:37:28+00:00",
  "company": {
    "name": "Mastercard",
    "domain": "mastercard.com"
  },
  "data": {
    "cpc": [
      {
        "code": "G06Q 20/4016",
        "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
      },
      {
        "code": "G06Q 20/3825",
        "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
      }
    ],
    "tags": [
      "Intellectual Property",
      "Research & Development",
      "Financial Transactions",
      "Fraud Protection",
      "Risk"
    ],
    "detail": "In October 2026 Mastercard patented a method for evaluating tokenization requests before approving card use with a particular merchant in digital payment systems.",
    "summary": "Mastercard was granted a patent for assessing payment-tokenization risk.",
    "event_at": "2026-10-27",
    "inventors": [
      {
        "name": "Sonia Gupta",
        "status": "unresolved",
        "is_primary": true
      },
      {
        "name": "Nikhil Tumbde",
        "status": "resolved",
        "is_primary": false,
        "linkedin_url": "https://www.linkedin.com/in/nikhilt97"
      },
      {
        "name": "Siddhartha Asthana",
        "status": "resolved",
        "is_primary": false,
        "linkedin_url": "https://www.linkedin.com/in/siddasthana"
      }
    ],
    "tech_area": "business methods / CRM / fintech",
    "event_kind": "grant_date",
    "grant_date": "2026-10-27",
    "source_url": "https://patents.google.com/patent/US12775952",
    "cpc_primary": {
      "code": "G06Q 20/4016",
      "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
    },
    "patent_title": "Methods and systems for determining risk associated with tokenization of payment cards",
    "patent_number": "US12775952",
    "uspto_assignee": "MASTERCARD INTERNATIONAL INCORPORATED",
    "patent_abstract": "Methods and systems for determining risk associated with tokenization of payment cards are disclosed. The method performed by a server system includes receiving a tokenization request message requesting for a tokenization of a payment card of a cardholder for a particular merchant from a token requester. The tokenization request message includes card credential information. Further, the method includes accessing a cardholder-token feature set corresponding to the cardholder and a token requester feature set corresponding to the token requester from a database associated with the server system based, at least in part, on the card credential information. Furthermore, the method includes generating, by a Machine Learning (ML) model associated with the server system, a risk score indicating a risk corresponding to a transaction associated with the tokenization request message based, at least in part, on the cardholder-token feature set, the token requester feature set, and scoring criteria.",
    "precision_class": "structural",
    "invention_explanation": "A server compares cardholder and token-requester information to judge whether turning a payment card into a digital token is safe.",
    "technologies_mentioned": [
      "payment tokenization",
      "fraud risk assessment",
      "digital payments",
      "card security"
    ]
  }
}

curl https://signals.autobound.ai/v1/signals/efacd6d2-354d-5e85-9f45-310a13b21017 \
  -H "X-API-KEY: $AUTOBOUND_API_KEY"

curl -X POST https://signals.autobound.ai/v1/companies/enrich \
  -H "X-API-KEY: $AUTOBOUND_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"domain":"mastercard.com","limit":20}'