PNC Reports Third Quarter 2026 Net Income of $2.1 Billion, $4.97 Diluted EPS or $5.09 as Adjusted

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    "url": "https://www.prnewswire.com/news-releases/pnc-reports-third-quarter-2026-net-income-of-2-1-billion-4-97-diluted-eps-or-5-09-as-adjusted-302909928.html",
    "title": "PNC Reports Third Quarter 2026 Net Income of $2.1 Billion, $4.97 Diluted EPS or $5.09 as Adjusted",
    "ticker": "NYSE:PNC",
    "excerpt": "Grew average loans and deposits; increased NII and reduced expenses; 57% efficiency ratio PITTSBURGH , Oct 15, 2026 /PRNewswire/ -- The PNC Financial Services Group, Inc. (NYSE: PNC ) today reported: For the quarter In millions, except per share data and as noted 3Q26 2Q26 3Q25 Third Quarter Highlights Financial Results Comparisons reflect 3Q26 vs. 2Q26 Net interest income (NII) $ 4,206 $ 4,107 $ 3,648 Income Statement Balance Sheet Fee income (non-GAAP) 2,142 2,279 2,069 Other noninterest income 214 489 198 Noninterest income 2,356 2,768 2,267 Revenue 6,562 6,875 5,915 Noninterest expense 3,751 4,098 3,461 Integration costs and significant items 27 261 - Noninterest expense - as adjusted ( non-GAAP) 3,724 3,837 3,461 Pretax, pre-provision earnings (PPNR) (non-GAAP) 2,811 2,777 2,454 Provision for credit losses 189 191 167 Net income 2,097 2,055 1,822 Per Common Share Diluted earnings per share (EPS) $ 4.97 $ 4.81 $ 4.35 EPS impact of integration costs and significant items 0.12 0.04 Diluted EPS - as adjusted (non-GAAP) 5.09 4.85 Average diluted common shares outstanding 401 403 396 Book value 142.17 145.52 135.67 Tangible book value (TBV) (non-GAAP) 107.64 111.09 107.84 Balance Sheet & Credit Quality Average loans In billions $ 372.2 $ 363.2 $ 325.9 Average securities In billions 151.4 147.1 144.4 Average deposits In billions 461.2 457.0 431.8 Accumulated other comprehensive...",
    "summary": "PNC reported third quarter 2026 revenue of $6,562 million.",
    "location": "Pittsburgh, Pennsylvania, United States",
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    "image_url": "https://mmx.prnewswire.com/media/MS402944/PNC-Logo.jpg?id=OA3016958&p=facebook",
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    "published_at": "2026-10-15T10:31:00Z",
    "location_data": [
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        "city": "Pittsburgh",
        "state": "Pennsylvania",
        "region": "Northern America",
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    "article_sentence": "Revenue 6,562 6,875 5,915 Noninterest expense 3,751 4,098 3,461 Integration costs and significant items 27 261 - Noninterest expense - as adjusted ( non-GAAP) 3,724 3,837 3,461 Pretax, pre-provision earnings (PPNR) (non-GAAP) 2,811 2,777 2,454 Provision for credit losses 189 191 167 Net income 2,097 2,055 1,822 Per Common Share Diluted earnings per share (EPS) $ 4.97 $ 4.81 $ 4.35 EPS impact of integration costs and significant items 0.12 0.04 Diluted EPS - as adjusted (non-GAAP) 5.09 4.85 Average diluted common shares outstanding 401 403 396 Book value 142.17 145.52 135.67 Tangible book value (TBV) (non-GAAP) 107.64 111.09 107.84 Balance Sheet & Credit Quality Average loans In billions $ 372.2 $ 363.2 $ 325.9 Average securities In billions 151.4 147.1 144.4 Average deposits In billions 461.2 457.0 431.8 Accumulated other comprehensive income (loss) (AOCI) In billions (6.5) (4.1) (4.1) Net loan charge-offs 257 226 179 Allowance for credit losses to total loans 1.42 % 1.48 % 1.61 % Selected Ratios Return on average common shareholders' equity 13.89 % 13.61 % 13.24 % Return on avg. tangible common equity (ROTCE) (non-GAAP) 18.28 17.88 16.77 Return on average assets 1.32 1.34 1.27 Net interest margin (NIM) (non-GAAP) 2.94 2.96 2.79 Noninterest income to total revenue 36 40 38 Efficiency 57 60 59 Common equity tier 1 (CET1) capital ratio 9.8 9.9 10.7 See non-GAAP financial...",
    "amount_normalized": 6562000000
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