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Wells Fargo8-K: Margin pressure

Wells Fargo Net Interest Margin Compresses 18 bps YoY to 2.43% Amid Rising Deposit Costs

Read at SEC EDGAR

Source: Autobound Signal API · 118 signals tracked for Wells Fargo · updated

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What happened

Net interest margin fell from 2.61% to 2.43% year-over-year due to floating rate asset compression and rising interest-bearing commercial deposit costs. This compression drives operational focus toward low-cost deposit gathering and treasury optimization solutions.

Source

SEC EDGAROct 13, 2026

Current report (Form 8-K)

Wells Fargo 8-K

Filing excerpt

Net interest margin on a taxable-equivalent basis 2.43 2.43 2.61

sec.gov/Archives/edgar/data/72971/000007297126000318/wfc-20261013.htmRead the full source

Other signals in this filing (2)

Extracted by Autobound

From the Signal API record
Signal
8-K: Margin pressure

What this signalsFilings often name leadership changes, deals and spending plans.

Form
8-K
Fiscal year end
10/13
Filed
Oct 13, 2026

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The full record

From the Signal API record

Numbers

Percent
-6.9% (taxable-equivalent net interest margin decline from 2.61% to 2.43%)

Details

CIK
72971
Accession number
0000072971-26-000318
Timeframe
Current quarter
Filing year
2026
Why it matters
Efficiency tools needed
Signal category
Financial

Extraction

Confidence
High
Relevance
75%
Sentiment
Negative
Detected
Oct 20, 2026
signal_type
sec-8k
signal_subtype
marginPressure

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The API returns more than this page shows

This page shows a preview. The full sec-8k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
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Show the full JSONThe record on this page and the API request

GET /v1/signals/5bbb7758-1ae0-4f18-af5b-b4acb8082d6f returns this record as JSON. POST /v1/companies/enrich returns every signal for wellsfargo.com.

{
  "signal_id": "5bbb7758-1ae0-4f18-af5b-b4acb8082d6f",
  "signal_type": "sec-8k",
  "signal_subtype": "marginPressure",
  "detected_at": "2026-10-20T07:04:20.919+00:00",
  "company": {
    "name": "Wells Fargo",
    "domain": "wellsfargo.com"
  },
  "data": {
    "detail": "Net interest margin fell from 2.61% to 2.43% year-over-year due to floating rate asset compression and rising interest-bearing commercial deposit costs. This compression drives operational focus toward low-cost deposit gathering and treasury optimization solutions.",
    "metrics": {
      "pct": -0.069,
      "timeframe": "current_quarter",
      "pct_context": "taxable-equivalent net interest margin decline from 2.61% to 2.43%"
    },
    "summary": "Wells Fargo Net Interest Margin Compresses 18 bps YoY to 2.43% Amid Rising Deposit Costs",
    "excerpts": "Net interest margin on a taxable-equivalent basis 2.43 2.43 2.61",
    "relevance": 0.75,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/72971/000007297126000318/wfc-20261013.htm",
    "filing_date": "2026-10-13",
    "filing_year": 2026,
    "fiscal_year_end": "10/13",
    "sales_relevance": "Efficiency tools needed",
    "signal_category": "financial"
  }
}

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